Start with the most current information.
Use the selected route as a guide and gather what is readily available.
Getting organized
Bring what you have. We will help make sense of it.
Preparing for financial planning should not feel like preparing for an audit. Start with the route that best describes your relationship with Blue Ridge, and use the guide below to gather the information that may help us understand your financial life.
Choose your preparation pathChoose the closest route
Two relationships. Two useful starting points.
Comprehensive planning requires a broad view of your financial life. Wealth management begins with your investment accounts and the decisions those assets need to support. Both routes can overlap, and your advisor can help clarify what applies.
Comprehensive planning preparation
The information that helps reveal the full picture.
Begin with current documents and reasonable estimates. Exact figures may be refined later as the planning work develops.
What can wait
Not everything belongs in the first upload.
A useful starting set is better than delaying because one item is missing. Unless your advisor specifically requests otherwise, these details can often be clarified during the planning process.
01
Documents that do not apply to you
There is no need to manufacture information for a category that is not part of your financial life.
02
Perfectly categorized spending
A reasonable monthly estimate can begin the conversation. Greater detail can be developed when it becomes useful.
03
Old duplicates and every historical statement
Current statements generally provide the clearest starting point unless an older document has a specific planning purpose.
04
Highly sensitive information sent through ordinary email
Use the secure sharing method provided by Blue Ridge when documents contain private financial information.
What happens next
From scattered information to an organized conversation.
The goal is not simply to collect documents. It is to understand what the information means together and identify the decisions that deserve attention.
Use the method provided by Blue Ridge.
Private financial information should be shared through the secure process provided to you.
We identify what is clear and what is missing.
The information becomes the foundation for a focused planning or investment conversation.
The documents become decisions.
Accounts, goals, risks, and opportunities are evaluated in the context of your life.
Ready when you are
Being organized does not mean having every answer. It means creating a clearer place to begin.
If you are unsure which route applies or which information would be useful, contact Blue Ridge before sending documents. We will help you determine the appropriate next step.
Contact Blue RidgeYour detailed companion guide
The checklist we provide when a new relationship begins.
This one-page PDF is the more detailed companion to the preparation routes above. It organizes potential records across protection, wealth accumulation, retirement, estate matters, and other financial information.
Use it as a guide鈥攏ot a requirement that every item applies.Begin with the most current documents you already have.Ask us before sending sensitive information through ordinary email.
Open the document checklistPDF opens in a new window 路 retain a copy for your records
Comprehensive planning tool
Monthly Cash-Flow & Budget Worksheet
This worksheet helps create a practical estimate of what comes in, what goes out, and which expenses may change over time. It does not need to be completed down to the penny鈥攁 thoughtful estimate is enough to begin a productive planning conversation.
Open the budget worksheetTwo-page PDF 路 complete electronically when supported or print for handwritten notes